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Thinking Of Choosing Finance?

We offer driver training finance because we understand the importance that training can have on your career, whether you’re new to the industry or working your way up within your current job.
You can apply for our “Train Now Pay Later” service and get a decision instantly.

To make it easy we’ve teamed up with Deko whose technology lets you apply for and complete a loan application quickly, easily and informatively.
Deko is a credit broker, not a lender. Deko’s secure technology helps put you in touch with lenders whose finance options are best suited for you and your purchase.

Give us a call on to go through the options available to you. The quick application is simple and should take no more than a couple of minutes to complete and you will receive a decision instantly. Easy!

Get a quote

    Alternatively call our friendly team on

    Alternatively call our friendly team on

    Thinking Of Choosing Finance?

    We offer driver training finance because we understand the importance that training can have on your career, whether you’re new to the industry or working your way up within your current job.
    You can apply for our “Train Now Pay Later” service and get a decision instantly.

    To make it easy we’ve teamed up with Deko whose technology lets you apply for and complete a loan application quickly, easily and informatively.
    Deko is a credit broker, not a lender. Deko’s secure technology helps put you in touch with lenders whose finance options are best suited for you and your purchase.

    Give us a call on to go through the options available to you. The quick application is simple and should take no more than a couple of minutes to complete and you will receive a decision instantly. Easy!

    Get a quote

      Alternatively call our friendly team on

      Check your eligibility

      You will only be considered for finance if you:

        • Are at least 18 years old.
        • Have a regular income of £200 per week.
        • Are a permanent UK resident and have lived in the UK for at least 3 years.
        • Have a UK bank account capable of accepting Direct Debits.
        • Have a credit history with no recent defaults or late payments.
        • Have no active debt relief orders, County Court Judgments(CCJs), Individual Voluntary Arrangement(IVAs) or bankruptcies.
        • Provide an email address so your documentation can be emailed to you.

      Our payment plan options

      Spread the cost of your purchase over 24 to 36 months. The value of the loan can vary per the length of term as below:

      Term £ Min Loan Amount £Max Loan Amount Deposit (min 1%)
      24 and 36 Months £250 £5,000 Up to 50%

      Finance calculator

      Representative example:

      19.9% finance over 36 months

      ● Total order value = £1,200
      ● 10% deposit = £120
      ● Total amount of credit = £1,080
      ● Duration = 36 months
      ● 24 monthly payments of = £38.92
      ● Interest rate(fixed) = 18.16%
      ● Interest charged = £321.12
      ● Total amount payable = £1,521.12
      ● Cost of Credit = £321.12
      ● 19.9% APR Representative
      The interest rate, term and amount that the lender offers you will depend on their assessment of your application.

      Finance decision

      Your application will be assessed based on eligibility, credit history and affordability and Deko will let you know the outcome in just a few seconds. It’s important to know that when applying for finance a credit check is made which is recorded on your credit file.
      The loan amount, loan term and interest rate the lender is willing to offer you will be decided based on these checks and the lender’s decisioning policies.
      Once approved, Deko will provide you with full details about your lender, including how to contact them. You then just need to digitally sign your credit agreement, pay your deposit and wait for your order to arrive.
      In a few cases, your application may be referred to your lender for manual assessment and you’ll be notified by email of the credit decision within 24 hours. If you’re not approved for finance, it could be for a variety of reasons and the lender will be able to give you more information.

      Cancellation

      There is a 14-day cooling off period where you can withdraw from the credit agreement after signing your documents. If you wish to do this, please contact us (your retailer) directly. We can cancel the application on your behalf. There is no need to contact Deko or your lender.
      A payment plan does not affect our standard refund and returns policy. Just contact us and we’ll cancel your application, and the lender will refund your deposit and let you know if you have any balance to repay.

      Use of your personal data

      In order to process your application, you will be asked to provide information about your personal, employment and financial situation. Deko will need to share your personal data with Snap Finance Ltd – the lender, so that they can make a decision about whether to offer you finance. Snap Finance will perform a search with one or more Credit Reference Agencies to conduct their creditworthiness and affordability assessment to help them make their decision.
      You can find out more about how Deko, and Snap Finance Limited use and protect your personal data in their Privacy Policies:
      Deko Privacy Policy

      Your lender will provide you a copy of their Privacy Policy with your loan documents.
      Deko’s registered office address is: Deko 12th floor, 6 New Street Square London EC4A 3BF

      Repaying the loan

      Your first Direct Debit payment will be taken about a month after the first part of your course is booked in. This will show on your statement as a payment to your lender. You have the right to repay all or part of the loan early at any time.

      Legal Information

      HGV Training Network Ltd is a credit broker, not a lender and is authorised and regulated by the Financial Conduct Authority (803530). We do not charge you for credit broking services. We will introduce you exclusively to finance products provided by Snap.
      The Deko platform is provided by Pay4Later Ltd, t/a Deko which acts as a credit broker, not a lender and does not charge you for credit broking services. Pay4Later Limited is registered in England and Wales (company number 06447333) and is authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please go to www.dekopay.com/support or visit www.dekopay.com.

      Over 50 centres across the UK

      Over 50 centres across the UK

      We have the Largest network of high-quality training sites in the UK – our training centres cover nearly all major towns and cities across England, Scotland and Wales.

      Get a job after you pass!

      Get a job after you pass!

      With the driver shortage currently sitting at 100,000 drivers needed, we have setup an exclusive partnership with Blue Arrow, one of the UKs largest specialist staffing companies. Blue Arrow hire drivers for some of the biggest companies in the UK.

      Enquiry Form

        Testimonials

        Paul Lancaster

        Massive thanks to HGV Training Network. The whole course has got me through to a Cat C pass first time round and their choice of practical instructors was spot on!

        Ryan Walmsley

        Booked all my training through HGV network and passed all my theory and practical exams first time. Couldn’t be happier with the support, learning software and professionalism I received from HGV training network. Richard was supportive and guided me through each step and ready to help answer any questions I had. Thank you HGV training network for helping me get my class 2 license.

        Bernard Burke

        In no time they booked me straight away to have my cpc training done, always communicating up to test and after .Don't hesitate to call them ,you would not be let down.

        Sami Lansikallio

        Eventually I struggled to find ALLMI lorry loader training for unlimited weight but once contacting HGV Training Network they were quickly able to identify and arrange excellent course for me. You'll pay premium for the service but in this case it was definitely worth it. Communication was always clear and I had a feeling of being looked after.

        Frequently Asked Questions

        Is there a shortage of HGV drivers in the UK?

        The current driver shortage is now sitting at around the 100,000 mark. This is now reaching a real crisis point as the demand for distribution keeps on increasing year on year.
        The industry is currently losing nearly 4000 drivers a year to retirement, as the average age of an existing lorry driver is 53yo.
        The demand for drivers has also increased by nearly 40000 drivers during the Covid19 pandemic and Brexit.

        Why is there a driver shortage?

        The average age of a HGV driver is 53 years old and only 2% of drivers are under the age of 25.
        That means with the amount of people retiring, there isn’t enough drivers to fully sustain the industry and to continue delivering high quality services. If something isn’t done to try and attract more drivers, the industry shortage will have a huge and long-lasting impact on the goods that are being delivered up and down the UK.

        The haulage industry has also blamed the driver shortfall on a post-Brexit exodus of European drivers. The Road Haulage Association estimates that up to 20,000 HGV drivers from the EU left during the Brexit process.
        It is also estimated that the extra demand for more drivers during the Covid19 pandemic has increased the demand for HGV drivers by an extra 20,000 as more and more products are being delivered to residential addresses.

        How long does it take to learn to drive a HGV?

        Once you have the correct provisional entitlement on you licence and you have passed your theory tests, we deliver our training courses in only 5 days. Typically, it is done all in one week, the training would start on the Monday morning and finish on the Friday afternoon. The test with the DVSA is done as soon as you finish your training.
        So you sit your test while the training is still fresh in your mind. Giving you the best chance of passing first time.

        How much does a HGV driver earn?

        A typical class 2 driver earns between £25,000 – £38,000 per year
        A typical class 1 driver earns between £30,000 – £55,000 per year
        A typical tanker Truck driver (ADR) earns between £40,000 – £60,000 per year

        Where will I do my training?

        We currently have 50 centres across the UK,
        click here to find your closest location

        What the difference between HGV and LGV?

        HGV stands for “heavy goods vehicle” and LGV stands for “large good vehicle”, not “light goods vehicle” as some mistakenly believe. This means that, under UK and European law, an HGV license and an LGV license are fundamentally the same thing. They cover all commercial lorries featuring a gross combination mass of over 3500kg, which includes fridge trucks, box vans, Luton vans, flat beds, tippers and more.

        Why choose the HGV Training Network?

        We arrange everything for you: from your first medical and the provisional application stage, to arranging the theory and practical parts of your test.  If you require the licence as part of your career, we will even help you obtain your driver’s CPC qualification.  Once you are qualified, we can even help you arrange interviews so you can get your first job as a professional driver.
        We handle everything. You can even start the driving lessons now and pay for it later.

        How much does HGV training cost?

        All of our courses are tailored to each student’s needs. We are even able to pick up from whatever stage you are currently at with your training.
        Finance is also available through us, so “Train Now and Pay Later” and spread the costs of the course for up to 36 months.

        How does the HGV theory test work?

        The HGV Theory Test is broken down into two parts just like a car licence;
        1.Hazard Perception Test (identifying developing hazards in video clips)
        2.Multiple Choice Test (multiple choice questions).
        Both parts of the test are computer-based, and we will provide you with Industry Standard online revision material which mirrors your tests at the Theory Test Centre.

        Will the HGV Training Network help me get a job as a HGV driver?

        Once you have passed your test, we will help you get in to work by putting you on to our partners at Blue Arrow. Just tell them what sort of jobs you’re looking for and how far you’re prepared to travel, and they will do the rest!
        We also get your applications underway by sorting out your CV and Cover Letter to Industry standard.

        We are open Monday - Friday 9am to 5:30pm